Louisville Personal Injury Lawsuits faqs
- Will all of my bills be covered by my PIP insurance?
- What if I do not have PIP?
- How long will it take for my personal injury case to be resolved?
- Will I have to go to court?
Get complete answers to your personal injury questions
Our attorneys and staff are open and honest with you. All questions are welcome at our law office. We understand, and we can help. For a free consultation with a Louisville personal injury lawyer, please contact De Renzo Durrett, PLLC.
Will all of my bills be covered by my PIP insurance?
Not necessarily. Kentucky's mandatory no-fault Personal Injury Protection (PIP) auto insurance coverage can be used for your first $10,000 of medical bills and lost wages. However, after a serious auto accident your medical bills alone can easily exceed your PIP coverage. You might pay your medical bills but have nothing left to cover lost wages. Also, PIP insurance offers no relief for pain and suffering or loss of consortium. If you have damages that are not covered by your PIP insurance, your only option for compensation is to make claims against the other driver. Our experienced Louisville auto accident attorneys help you determine if your car accident injuries warrant a personal injury lawsuit.
What if I do not have PIP?
Kentucky is a mandatory PIP state. If you fail to maintain proper insurance on your vehicle, the insurance company for the at-fault driver is still entitled to an offset (credit) for those expenses that should have been paid by your PIP insurance. However, this does not mean that you are not entitled to be compensated for your injuries. As former insurance defense lawyers, our Louisville auto accident attorneys know how to get you the maximum recovery.
How long will it take for my personal injury case to be resolved?
There are timeframes in which legal action must be instituted if you have been injured. It is very important that you contact a Louisville auto accident lawyer as soon as possible. Once you have contacted De Renzo Durrett, PLLC, your primary concern should be to recover fully from your injuries.
We can begin to act on your personal injury claim after you have received medical treatment and you have been released from care. Then we will have a clear understanding of your current and future medical bills. Unfortunately, a Louisville personal injury case can last anywhere from six months to several years. Insurance companies rarely settle quickly. They make the lowest offer possible, and we press for a higher amount. Then the insurer makes a counteroffer. This negotiation goes back and forth, often for a long time. If we cannot achieve an acceptable settlement through persistent negotiation, we take the case to trial.
If you are committed to receiving the money you deserve, we encourage you to be patient and trust our advice. Our law firm keeps you advised of our progress on your case.
Will I have to go to court?
Remember, it is your case. If our advice is that you take your personal injury case to trial, you will most likely need to testify. We understand that you may not want to appear in court at all, let alone take the stand. You can be certain that when we suggest taking your case to trial, it means we feel that trial is the only way to get you the level of compensation that you deserve. If you ask us to stop fighting for your rights and accept the final settlement offer, we respect and honor your wishes. However, we have no fear of a courtroom. Our Louisville personal injury attorneys welcome a trial when we believe it is the best path to a favorable result for you. In the end though, it is your case. We understand that. We can help you.
